About

From manual chaos. To intelligent clarity.

CLOE was born from a shared belief that finance deserved better. A system built by people who have lived the pain, not just studied it.

The journey that sparked CLOE.

ORIGIN STORY
01 · THE PROBLEM WE LIVED

Finance teams were spending more time fixing spreadsheets than shaping strategy.

After years inside global audit firms and high-growth finance teams, one truth became impossible to ignore. Month-end close was a marathon of manual reconciliations, version chaos, and sleepless nights. Every quarter felt like starting from scratch.

02 · THE BREAKTHROUGH

Automation alone was not enough. Finance needed a system that understood accounting logic.

Between March and August 2025, we began experimenting with AI-driven finance agents, not to replace accountants, but to reimagine how finance could work. Through hundreds of trials and prototypes, one insight stood out: a real system has to reason, explain, and adapt like a true digital controller.

03 · DEVELOPMENT BEGINS

We were not chasing features. We were rebuilding trust in numbers.

With a deep foundation in accounting and a shared frustration for broken workflows, we started building CLOE, one line of logic, one process at a time. The goal was simple yet ambitious: a finance engine that closes the books the way accountants think. Precise, explainable, always audit-ready.

04 · THE NORTH STAR

Turn weeks of work into minutes of insight.

CLOE exists to give finance teams back the hours they spend chasing numbers. The closer the ledger is to the decision, the better the company runs.

Mission

Our north star.

Eliminate manual, spreadsheet-driven finance workflows and replace them with intelligent, automated, audit-ready processes, so finance teams can focus on strategy, not spreadsheets.

“CLOE exists to turn weeks of work into minutes of insight.”
Vision

Where we are heading.

To become the AI-native operating system for Finance. Every organisation, from startups to enterprises, closes faster, stays compliant, and unlocks real-time financial intelligence.

“A world where finance teams spend zero time on reconciliation, and all their time on decision-making.”
Founder

Built by an operator. Backed by every discipline finance needs.

THE TEAM
Pranav MV
Pranav MV
FOUNDER

A Chartered Accountant who has built finance operations from the ground up. From scaling reporting at high-growth companies to architecting automation for the next-gen CFO, Pranav brings a rare mix of accounting precision and product imagination, leading CLOE's vision of an intelligent, audit-ready finance engine.

ADVISORY TEAM

Every discipline in the room.

A working group of operators and specialists guiding CLOE from ledger logic to model architecture.

  • 01Chartered Accountants
  • 02CPAs
  • 03Finance Strategists
  • 04Data Architects
  • 05AI Engineers
Join us

Think this is something you want to build?

We are always looking for folks to join us. Drop a mail to pranav@cloe.finance with your resume and we will get back.